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Why would a person need a home appraisal?


There are many reasons to obtain an appraisal with the most common reason being real estate and mortgage transactions. Other reasons for ordering an appraisal include:

  • To obtain a loan or to refinance

  • To lower your tax burden

  • To establish the replacement cost of insurance

  • To contest high property taxes

  • To settle an estate

  • To provide a negotiating tool when purchasing real estate

  • To determine a reasonable price when selling real estate

  • To protect your rights in a condemnation case

  • Because a government agency such as the IRS requires it

  • If you are involved in a lawsuit

Once an appraisal is complete, who owns the report?



​In most real estate transactions the appraisal is ordered by the lender. While the home buyer pays for the report, whether as part of closing costs or prior to inspection, the lender retains the right to use the report for any information contained within. The home buyer is entitled to receive a copy of the report- it's usually included with all of the other closing documents. However, the buyer is not entitled to use the report for any other purpose without permission from the lender.​

What guidelines does York Valuation follow?

Is YV AIR compliant?



York Valuation appraisals are completed in full compliance with the below codes and regulations.

  • Appraiser Independence Requirements (AIR)

  • Uniform Standards of Professional Appraisal Practice (USPAP)

  • US Department of Housing and Urban Development (FHA rules and regulations)

  • Federal Home Loan Bank System (FHLBS)​

  • Federal Deposit Insurance Corporation (FDIC)

  • Real Estate Settlement Settlement Procedures Act (RESP)


Each appraisal comes with a certificate of AIR compliance and non-influence to guarantee that it was completed in strict adherence with these guidelines.

Why use York Valuation Services?


  • Full time support staff on hand Monday-Friday, 830am-530pm

  • Electronic ordering and delivery

  • Daily status updates on open orders

  • Professional and accurate appraisal reports

What is your average turn-around time?


​The average turn around time is 48-72 hours after inspection to receive your report.


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